Payjo

1. Technical Scope

Our platform functions as an integration and smart node routing routing bridge between your standard business endpoints and your connected UPI accounts. We are not a bank, financial institution, or licensed prepaid instrument issuer. We do not handle, store, or manage payments or deposits directly.

2. Accuracy of Information

All data, code samples, API instructions, and analytical configurations provided on this site are for operational facilitation only. While we endeavor to keep integrations up-to-date with bank banking security criteria, we make no representations or warranties of any kind regarding accuracy or continuous seamless uptime.

3. Limit of Liability

In no event shall Payjo be liable for any direct, indirect, incidental, or consequential losses, including but not limited to gateway timeouts, bank settlement delays, lost revenue, account freezes by financial institutions, or security breaches of your local servers.

4. Compliance & Usage

Merchants are fully responsible for ensuring that their business practices comply with all national and international financial regulations, including anti-money laundering (AML) and know-your-customer (KYC) rules. Use of our services for illicit or unauthorized financial activities is strictly prohibited.